Stated Income Commercial Program

Stated Income is alive and well at M5 Commercial Funding. We have stated programs for commercial properties and EVEN FOR 1-4 residential, non-owner occupied properties where permitted by state regulations, with no limit to the number of mortgages per borrower! We provide the following stated income programs:

M5 provides commercial real estate loans on a stated income basis and with minimum documentation. Properties can be owner or non-owner occupied. Purchase, refinance, and cash out are permitted.   

* Loan amounts between $100K and $2 M

* LTV to 70% on 1-4’s and 5+ apts (Max $1 Mil on 1-4 units)

* LTV to 65% on commercial

* CLTV to 80% allowed

* 3 and 5 year fixed rates

* 30 year amortization

* FICO above 650